Credit and Debt Archives - Page 6 of 10 - The Outlier Model

How to Prevent Fraud and Identity Theft

fraud prevention, identity theft, avoiding scams

Chonce Maddox / October 23rd, 2015 / No Comments

Around 15 million people in the U.S. have their identities used fraudulently each year. In fact, every minute, about 19 people fall victim to identity theft and it takes the average victim an estimated $500 and at least 30 hours to resolve each theft crime. Identity theft can not only mess up your credit and reputation, but it’ is a serious issue that can have a huge impact on your finances. Having...

Posted in: Credit and Debt

Five Things You Should Always Put on Your Credit Card

credit card, taking care of your credit card, credit card advice

Jill / August 3rd, 2015 / 1 Comment

Credit cards often get a bad rap. The temptation that comes with the ability to “buy now, pay later” is a major reason many people have financial problems. Unmanageable debt, maxed out cards, and the low credit scores that come as a result of irresponsible credit use can result in major financial (and emotional!) problems. The truth is, however, that it’s just plain smart to put...

Posted in: Credit and Debt, Money Tagged with: credit card benefits, credit card perks, credit cards, smart credit use

5 Ways You’re at Risk for Identity Theft

Jill / July 23rd, 2015 / 1 Comment

It’s the fastest-growing crime in America, and every minute, 19 people fall prey to it. What is it? Identity theft. In addition to the personal violation you feel, identity theft is costly and time-consuming to reverse. It’s fairly easy to prevent identity theft just by changing some of the habits you may not know are putting you at risk. Here are five ways you may be putting yourself...

Posted in: Credit and Debt, Money, Uncategorized Tagged with: credit cards, credit report, identity theft, money, online security, online theft

Paying Emergency Medical Bills for Your Pet

pet medical bill, emergency pet bill, pet expenses, taking care of your pet, pet hospitalization, emergency medical bill for your pet

Taylor / February 10th, 2015 / No Comments

Last summer, my husband and I were hit with a large and unexpected expense that couldn’t have happened at a worse time. I had just quit my full-time job for self-employment and we were living on a pretty tight budget. So when our cat had a life-threatening accident we were unsure of how we would cover the expense. Since our cat is an important member of our family, we knew that we’d have...

Posted in: Credit and Debt, General, Money Tagged with: credit card, debt, medical bills, pets