What You Need to Know About Credit Cards

You’ve probably heard warnings about credit cards. People say that you shouldn’t even start to use them because they can lead to trouble for your financial situation. On the other hand, these pieces of plastic can help you to build up credit, increasing your ability to qualify for a mortgage or a student loan. Instead of view credit cards in 2016 as entirely evil or purely good, remember...

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Posted in: Credit and Debt

How to Reduce Your Debt and Save Thousands of Dollars

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When I first started getting serious about improving the way I manage my finances, I started consistently putting hundreds of dollars toward my debt each month. My minimum payment for the car loan I had at the time was $233 and my student loan payment was only $140 per month. Yet and still, I was committed to putting anywhere from $600-900 toward my debt each month. I remember getting when one of my...

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Posted in: Credit and Debt

5 Strategies To Help You Never Pay Credit Card Fees Again

Most people assume that fees are part of owning a credit card. After all, the credit card company has to earn money somehow right? The truth is you can use a credit card and even earn rewards without ever paying fees. It just takes a little planning. Here are 5 strategies you can start using today to make sure you never pay a credit card fee again. Never make late payments If you are ever late on your...

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Posted in: Credit and Debt

Tools and Resources to Help you Pay off Debt

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Being in debt can really put you down and drain your confidence and motivation. Whether you are just starting out with your debt repayment journey or right in the middle of it, there are tools and resources out there to help you pay off your debt at your own pace. It requires quite a bit of patience, focus, and motivation, but it can be done. You just have to improve the way you manage your finances...

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Posted in: Credit and Debt
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