Finding a way to say no

Things have been a little rough around here lately.  In the past, I’ve alluded to the fact that my parents have never had a lot of money, especially in the eyes of our relatives.  It’s only gotten worse over time as debts add up and bills kept going unpaid.  I think it’s reaching a...

Using a windfall to pay off debt

When I went to do my weekly banking this week, I got a great surprise – an extra $260 from my previous job had been deposited into my account unexpectedly.  I’m not entirely sure why I got paid, but I suspect it’s retroactive pay due to a salary increase that had been in negotiation while...

Paying off $27,000 in student loans

It’s actually better than it seems, from the title.  I started with $35,000 in student loans when I first graduated in 2007.  And I actually took out over $40,000 in loans.  I was fortunate that several thousand was forgiven as part of several grants that I received! I made payments for a few...

Getting a line of credit increase

Here’s a Friday quickie.  I think I could have also titled this post – “It doesn’t hurt to ask!”   There is not much to tell – I’ve been with the lovely and ever helpful Bank of Montreal for ages upon ages.  I’ve always found them super helpful, friendly...

Student loans paid off!

Last month I reached a major milestone towards financial independence – I paid off my Student Loan! I graduated in April of 2008, so all in all, I took 3 years and 10 months to pay back $13,000 to the government. Had my friends at the National Student Loan Service Centre had their way, it would have...

Paying off my student loans

According to Statistics Canada, over half of Canadian students graduate from post secondary education with an outstanding government student loan. As you know, CF graduated with a large student loan, while I owed less to the government but more to my parents. On average, we had as much debt as everyone...

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