5 Things I’m Giving Up to Become Debt Free

I know you’ve probably heard that getting out of debt requires some sacrifice. Getting out of debt will change your life so you have to be willing to make some changes during your journey in order to get there. I’ve made quite a few sacrifices over the past few years in order to get out of debt but I consider them minimal in the grand scheme of things and some of them are only temporary....

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Posted in: Credit and Debt

Can you improve your credit with a personal loan?

It’s a common problem for Americans everywhere – you have to use your credit cards for an unexpected financial hardship, but in the process you rack up high balances that you’re having trouble repaying. Not only will you end up paying interest charges, but those balances could also negatively affect your credit score. One way to improve your credit and even make it easier to pay off your debt...

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Posted in: Credit and Debt

Learn to Tackle Debt and Save Money

Debt is something that accumulates over time without notice. You may need to purchase a new car, make repairs to your home or pay your child’s school tuition. At first, it’s something you can manage month to month until you suddenly realize that at the end of the month you having nothing left in the bank. While you might think your situation cannot turn around, it can. In fact, with a...

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Posted in: Credit and Debt

How to Build Your Credit Score

Having bad credit can be a hindrance for you to buy a home or car, finance your education or even get a job. If you’re having some financial setbacks and have trouble making ends meet, building your credit score maybe the last thing on your mind. Millions of Americans do have poor credit score but having a strong credit score should be the backbone of your financial health. With a low or no credit,...

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Posted in: Credit and Debt
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