Short Term Lending Companies Accountability

Short Term loans have been utilized by many people to get them out of a financial problem.  Until recently there weren’t regulatory sanctions, which allowed them to charge outrageous interest rates, and fees.   Today, the rules have changed and although their interest rates can be considered high, they are held to regulations that have been designed to protect the consumer. If you are considering...

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Posted in: Credit and Debt

How Credit Repair Agencies Work

It’s possible that you are tempted to click on that internet ad that promise a quick and easy credit fix if you have a bad credit score. Do credit repair products really work? Many companies end up being a scam but the best credit repair services that have been around for years know the rules in credit repair and how to navigate those rules to raise your credit score or have your money back. It may...

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Posted in: Credit and Debt

What You Should Do Instead of Taking Out a Payday Loan

payday loan alternatives, other options to get a loan, loan options
Payday loans can be a real blessing and a curse. On one end, they provide quick cash that can help you get out of a financial bind when you have very little options. On the other hand, interest rates tend to be high and they can really set you back financially when you have to start paying back the loan. Payday loans are generally reserved for people with bad credit and therefore can’t qualify...

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Posted in: Credit and Debt

Expensive Credit Card Needs Your Attention

The average credit card debt per household carrying card balances in the USA exceeds $15,000. Credit card companies are delighted because they make their money from charging a high rate of interest on that debt at the end of each month. Where would they be if everyone paid off their balances in full each month and used their credit cards purely out of convenience? The probable answer is that they would...

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Posted in: Credit and Debt
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