5 Tips to Improve Your Credit Score This Year

Today, my credit score is almost 800. I opened my first credit card during college and have always made my payments on time. Slowly, I’ve added more credit cards but I’ve always used them responsibly or opted not to use them at all. I also have student loans I’m paying back along with a small personal loan I’m paying on with my husband. That’s it. That is the entirety of...

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Posted in: Credit and Debt

Find The Best Loan To Suit Your Needs

Whether it is starting a business, school tuition or accommodation or perhaps a particularly trying time of financial drought, we often find that as we go through life, there are times when financial help is fairly desperately needed. Regardless of how well you are doing with your finances at the moment, there is still a possibility that at some point in your journey, you will need a loan. Not necessarily...

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Posted in: Credit and Debt

How to Qualify for a Loan With Minimal Effort

As a small business owner, you probably don’t have a lot of time to jump through hoops in order to qualify for a loan. You especially lack this time when you’re not certain that a finance company will even approve your application. Even if they do approve it, you aren’t always sure how long you will have to wait before you can gain access to the money or what interest rate and fees...

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Posted in: Credit and Debt

What is Everyone’s Starting Credit Score?

Have you ever thought about what everyone’s starting credit score was before they even started building credit? Unfortunately, I made a mistake at one of my first banks which negatively affected my credit so when I finally checked my score, it was low. I always thought about what my score was or could have been at the beginning? Does everyone start with 0? Do they give you a few points in good...

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Posted in: Credit and Debt
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