If only I could earn more money…
I wish I could leave this toxic job for something better…
I wish I didn’t have so many bills and so much debt…
These are all thoughts you’ve probably had at one time or another. I used to be in a very bad financial situation. Back in 2012, I was a single mom living on welfare and trying to make it through college. Now, I’m doing much better but I still have quite a bit of debt and spent the first half of this year working at a job I wasn’t really satisfied with.
Throughout everything, I remained thankful for my situation and tried to practice gratitude to help me get through the tough times.
When it comes to improving your finances, your mindset plays a big role. You can’t make any improvements by thinking negatively or giving up before you even start.
You have to be grateful for your situation no matter what it looks like and have a positive outlook which can motivate you to make progress in the future.
Having trouble with gratitude? Gratitude affirmations can help.
What are Gratitude Affirmations?
Gratitude affirmations are just a spin on regular affirmations and help you remind yourself of all the wonderful things you are grateful for in your life like having a roof over your head, a stable job, your health etc.
Being in debt can be tough, but it’s best to start your day off with gratitude affirmations so you can acknowledge all the things you have to be grateful for and how you can use them to improve your situation.
I’m Grateful for My Student Loans
Student loans are a major burden especially on millennials who are still trying to establish their careers and manage their finances properly. I’ll admit, I used to resent the fact that I had student loan debt. I would beat myself up wishing I could have been more careful and alert when in college.
Then I realized that complaining and living in the past wasn’t helping anything and it certainly wasn’t making me feel any better. I realized that even though it was unfortunate that I was saddled with student loans and couldn’t dedicate my full attention to other financial goals while paying them off, my debt has changed my life and opened so many doors for me.
I probably never would have gotten interested in finance if I didn’t have student loans. That means I would never have started a blog, grew a community out of it and kicked off a freelance writing business that makes me feel happy and fulfilled.
When I look at my life now, I can’t help but be grateful for the fact that I took out student loans and I learned from my mistakes.
Working with What You Have
Gratitude affirmations will force you to work with what you have. If you want to work on practicing gratitude as well but know your financial situation needs improvement, start by being thankful for everything you have. Sometimes you have to work with what you’ve got and make the most of it.
Do you have a roof over your head? What about a college degree? Are you healthy? Is your family safe and healthy? Great. That means you can try to work your way up to a better financial situation and you can rely on the support from your friends and family to help motivate you.
In order to improve my finances, I started embracing frugality and living well on less. I may not have the most glamorous life, but I’m living a fulfilled one.
I go hiking or camping with my family or watch movies at home when we don’t have the money to go out. I buy used stuff and accept hand-me-downs. I host game nights at home to entertain my friends, and I work hard to earn extra money on the side and grow my business.
Again, that leaves me with so much to be grateful for.
Why You Should Stop Comparing
If you know your financial situation isn’t perfect, don’t worry because no one else has reached a level of perfection either. It’s important to stop comparing your finances to other people’s because everyone has their own unique situation and you never truly know what’s going on behind closed doors.
That friend of yours that just bought a Range Rover might have a $500/month car note while you drive an older car that’s paid off.
Count your blessings by doing gratitude affirmations and use the success of others to motivate you, not to make you feel competitive, inadequate, or envious.
It’s About More Than Just Money
Being grateful and thankful no matter what your financial situation requires you to think about your life outside of finances. You are more than your credit score. Your debt doesn’t define you. And your job title doesn’t determine your worth.
Enjoy whatever journey you are on good or bad, set attainable goals, pursue a passion and be most important, be grateful no matter what because while things could be better, they could also be worse too.
What are you most grateful for? Do you think gratitude affirmations will improve your outlook on life and your financial situation?
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